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Why should i choose Erb and Young?
An extraordinary insurance experience for extraordinary people. You don’t fit into a box. And neither do we. Together, we can Be Extraordinary.
Anyone can purchase insurance. But it takes an extraordinary person to purchase insurance that truly aligns to their individual needs.
Our customers are unique in the way they take pride in making responsible choices. We connect them with the best coverage at the most cost-effective prices—never sacrificing quality for price. We call it savings with integrity.
PERSONAL AUTO INSURANCE
Having personal auto insurance is more than just meeting legal requirements—it’s an investment in your safety and the well-being of those you love.
- Personalized coverage;
- Comprehensive financial protection;
- Exclusive discounts;
- Simplified claims process;
- Exclusive support for you.
COMMERCIAL AUTO INSURANCE
Your company’s vehicles are the engine of your success. Don’t let unexpected events disrupt your business operations. Covers third-party damages and medical costs, shielding your business from potential legal actions.
- Expanded liability;
- Contract compliance;
- Industry-specific plans;
- Exclusive support for you.
GET THE INSURANCE YOU NEED WITH ERB AND YOUNG!
Choosing the right insurance isn’t just about compliance; it’s about trust and expertise. At Erb and Young, protecting what matters most to you is our top priority.
The auto insurance industry is evolving rapidly. With state regulations tightening and repair costs rising, car owners face new challenges. Many providers rely on factors like driving records and vehicle safety features to determine rates, often leaving customers with generic, one-size-fits-all coverage.
That’s where Erb and Young Insurance makes the difference.
Don’t settle for less when you can have the best. At Erb and Young, we don’t just offer insurance; we offer security, confidence, and unparalleled service.
FAQ
You’ll need a policy that provides essential protection, including liability coverage, collision, comprehensive, and uninsured motorist coverage. This ensures that both you and your car are protected from accidents, theft, or damages caused by natural events. At Erb and Young, we specialize in crafting tailored auto insurance solutions that fit your needs, whether you’re protecting your personal ride or an entire fleet.
Saving on auto insurance starts with choosing the right provider—like Erb and Young Insurance—who works to secure the best value for your coverage.
To lower costs, maintain a clean driving record, bundle policies (such as auto and home insurance), and explore discounts for safety features in your vehicle. Opting for a higher deductible can also reduce premiums, but it’s essential to balance that with what you can afford in case of a claim.
Regularly reviewing your policy with your agent ensures you’re not overpaying for unnecessary coverage while staying protected.
The amount of auto insurance you need depends on your unique circumstances. For personal vehicles, it’s recommended a minimum level of liability coverage, but it’s often wise to go beyond the basics.
At Erb and Young Insurance, we assess your specific needs to recommend the perfect amount of coverage—giving you the protection you need without paying for what you don’t. Let us help you make confident, informed decisions about your auto insurance.
Auto insurance premiums are determined by a variety of factors that assess your risk profile.
For personal vehicles, insurers consider your driving record, age, location, type of car, annual mileage, and even credit score. Safety features in your car and anti-theft devices can help lower costs.
For commercial vehicles, additional factors like the type of business, number of drivers, vehicle use, and driving records of employees come into play.
Our agents work to find discounts and optimize your policy to balance comprehensive coverage with affordability, ensuring you get the best value for your investment.